1. Gaming Apps: Engage in gaming activities and refer friends to earn rewards.

2. Cashback Apps: Earn cashback rewards for referring friends to use the app.

3. Online Shopping Apps: Refer friends to shop on the app and earn rewards.

4. Payment Apps: Get rewarded for referring friends to use payment apps for transactions.

5. Rewards Apps: Earn rewards for referring friends to participate in various activities.

6. Survey Apps: Refer friends to participate in surveys and earn rewards based on their participation.

Why Refer & Earn Apps are Good?

Refer and earn apps offer numerous benefits, making them a lucrative option for users. Here's why refer and earn apps are good:

• Easy Way to Earn Rewards: Simply refer friends and earn rewards without much effort.

• Supplementary Income Opportunities: Earn additional income by referring friends and family.

• Variety of Rewards: Enjoy a wide range of rewards, including cash, discounts, vouchers, and more.

• Community Building and Engagement: Build a community by referring friends and engaging with other users.

• Leveraging Personal Networks: Utilize your personal network to earn rewards by referring friends and family.

List of 10 Best Paying Refer and Earn Apps in India

Now, let's delve into the details of the top 10 refer and earn apps in India, along with the rewards they offer:

1. Earnizy-

2. Upstox – Earn up to ₹600: Refer friends to Upstox and earn rewards of up to ₹600.

3. Meesho – Get 25% of Sales on Referral’s First Three Orders: Earn 25% of the sales amount from your referral's first three orders on Meesho.

4. Paytm Money – Refer and Earn ₹300: Refer friends to Paytm Money and earn rewards of ₹300 per referral.

5. PhonePe – Earn Guaranteed Flat ₹75: Refer friends to PhonePe and earn a guaranteed flat reward of ₹75.

6. Angle One -Earn up to ₹600: Refer friends to Upstox and earn rewards of up to ₹600.

7. Google Pay – Refer and Earn ₹125: Refer friends to Google Pay and earn rewards of ₹125 per referral.

8. Groww – Get up to ₹1,000: Refer friends to Groww and earn rewards of up to ₹1,000.

9. MPL Pro – Best Refer and Earn App for up to ₹10,000/Referral: Refer friends to MPL Pro and earn rewards of up to ₹10,000 per referral.

10. Amazon Pay – Earn up to Rs 75 per referral

Earn Extra with Top Refer and Earn Apps 

1. Earnizy- Earn up to 10% 

• Referral Bonus:  10% commission on your friend's GroMo sales (potentially for a long time).

• How it Works: 

1. Share your Earnizy referral code.

2. Friends sign up and sell financial products through Earnizy .

3. You earn on their sales.

• Pros: High earning potential, long-term commissions.
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• Cons: Relies on your referrals' sales activity.

2. Upstox - Earn Up to ₹200:

• Referral Bonus: Up to ₹200 per successful referral.

• How it Works: Refer friends to Upstox, a discount brokerage firm. You earn when they open a trading account.

• Pros: High potential earning per referral.

• Cons: Eligibility criteria might apply (e.g., minimum deposit).

3. Meesho - Get 25% of Sales on Referral's First Three Orders:

• Referral Bonus: Earn 25% commission on the total value of your friend's first three orders on Meesho.

• How it Works: Promote Meesho, a popular reselling platform. You earn a commission when your friend makes successful purchases.

• Pros: High earning potential if your referrals become frequent buyers.

• Cons: Relies on your friend's buying activity.

4. Paytm Money - Refer and Earn ₹500:

• Referral Bonus: ₹500 per friend who successfully opens a Paytm Money account.

• How it Works: Help friends unlock the world of investing with Paytm Money. You earn when they open an account.

• Pros: Straightforward program, easy to understand.

• Cons: Lower earning potential compared to some apps.

5. PhonePe - Earn Guaranteed Flat ₹75:

• Referral Bonus: Guaranteed flat reward of ₹75 for every friend who signs up using your code.

• How it Works: Recommend PhonePe, a leading digital payment app. You earn when your friend signs up.

• Pros: Guaranteed reward, easy to refer friends who already consider using PhonePe.

• Cons: Lower earning potential compared to some apps.

6. Angle One -Refer and Earn ₹250:

• Referral Bonus: ₹2500 per friend who successfully opens an Angle One account.

• How it Works: Angle One, another brokerage firm, might offer a referral program.

• Pros: Potential for high earning if a program exists (similar to Upstox).

• Cons: Lack of clear program details makes it difficult to plan referrals.

7. Google Pay - Refer and Earn ₹125:

• Referral Bonus: ₹125 for each successful referral who signs up and completes their first payment.

• How it Works: Get your friends on board with Google Pay, a convenient payment app. You earn when they sign up and make their first payment.

• Pros: Straightforward program with an additional action for earning (payment).

• Cons: Lower earning potential compared to some apps.

8. Groww - Get Up To ₹1,000:

• Referral Bonus: Up to ₹1,000 for each friend who opens a Groww account and invests a specific amount.

• How it Works: Groww allows users to invest in stocks and mutual funds. You earn when your friend opens an account and invests.

• Pros: High earning potential if your referrals invest a larger amount.

• Cons: Relies on your friend's investment decisions.

9. Cred - Earn up to Rs.1000 

• Referral Bonus: Up to ₹1,000 per referral.

• How it Works: Once they download and join the Cred App with your link and make the 1st credit card payment, you get up to Rs.1000 Cred referral cashback

• Pros: Potential for high earning if confirmed.

• Cons: Limited information makes it difficult to recommend with certainty.

10. Amazon Pay - Refer and Earn Rs 25 

• Referral Bonus: Up to Rs 25 (possible discrepancy, check official sources for latest info).

• How it Works: Invite friends to sign up for Amazon Pay with your code and complete their first Amazon.in purchase.

• Pros: Easy to refer friends who already shop on Amazon.

• Cons: Lower earning potential compared to some apps.